Personal Loan –

Quick Approval with Flexible Options

When life demands extra funds — for a wedding, medical need, travel, or debt consolidation — a Personal Loan can help you move forward with peace of mind. We assist you in securing personal loans from trusted banks and NBFCs, even if you’ve had credit challenges.

Note: We are not a direct lender. We help you apply through multiple partnered institutions to ensure you get the best interest rates, lowest EMIs, and highest approval chances.

 Benefits for You

• Loan Amount: ₹ 10,000 to ₹ 300000 Lakhs

• Loan Tenure (Repayment Period) : 12 to 60 months

• Interest Rate: 10.99% to 36 % per annum (varies by lender)

• Processing Fee: Typically 1% to 3 % of the loan amount

Who Can Apply?

1. Age Limit Minimum: 21 years Maximum: 55 years (at the time of loan repayment completion)

2. Minimum Income Requirement: ₹ 15,000 to ₹ 25,000 + per month

3. Credit Score (CIBIL): 700+ is required

   Some NBFCs offer loans to low CIBIL applicants at slightly higher interest rates.

Required Documents

Identity Proof (KYC Documents):

Aadhaar Card 

PAN Card

Passport / Driving License / Voter ID (Any one mandatory )

Address Proof :-   Electricity Bill / Telephone Bill / Passport / Rent Agreement / Passport
Income Proof:

For Salaried Individuals :-

Last 3 months’ salary / Pay slips
Last 6 months’ Bank  Statement (Salary Credited Account)

Form 16 (in some banks)

3 Security Cheques

 Business Loan – Simplified Funding for Every Business Stage

Need a loan to grow your business, manage cash flow, or expand operations? We help MSMEs, traders, professionals, and startups access customized Business Loans through our banking partners, based on your GST filings, ITRs, or banking behavior.

Whether you have a strong credit history or not, we provide solutions that increase your chances of approval and offer the best loan terms available in the market.

Benefits of a Business Loan

Loan amount from ₹1 Lakh to ₹2 Crore+

Collateral-free options available

Custom loan structuring based on GST, ITR, or turnover

Top-up and working capital options

Ideal for manufacturing, trading, services, and startups

Flexible repayment tenures (12–60 months)

Quick processing with minimal documentation

Who Can Apply?

Sole proprietors, partnerships, Pvt Ltd companies

Traders, manufacturers, service businesses

Startups with 1 year of operations

Freelancers and professionals (CA, consultants, etc.)

Businesses with digital payments and bank credits

Loan Basis Options

1. GST Return Based

Monthly or quarterly GST returns used as income proof

Ideal for businesses with regular transactions

Loan up to ₹1 Crore without ITR or full financials

2. ITR Based

1–2 years of Income Tax Returns

Helps secure higher limits and better terms

3. Banking Conduct Based

Loan assessment based on your bank statement transactions

Great for small businesses without formal filings

Quick OD/CC or term loan approvals possible

Eligibility Criteria

Indian citizen aged 21–65 years

Minimum 1 year of business operations

Turnover of ₹10 Lakhs or more annually

Valid KYC & business proof

Acceptable credit or alternate income profile

Documents Required

PAN & Aadhaar (individual

Business registration proof (GST, Udyam, etc.)

Latest 6–12 months bank statements

ITRs or GST returns (if applicable)

Office address and ownership proof

Existing loan/EMI statements & business)

 

How to Apply

• Fill our business loan application form
• Upload your basic documents
• We assess your eligibility across banks
• Choose from available offers
• Receive disbursal directly in your account